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Aadhaar-SIM linkage - WHY NOT?

In the past few months, all of us have received SMS and emails on the need to link Aadhaar to our SIM cards.

The first ...

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Sanjay Swamy

Wallet/2FA - Can Security be Convenient?

A lot has been debated about the authentication arbitrage that Wallets have over bank accounts and that the revised PPI Guidelines should require wallets too ...

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Sanjay Swamy

Your startup Is Your Sculpture!

This Women’s Day I Tweeted about a couple of amazing nuggets I had taken away nearly ten years ago from some conversations I had ...

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Sanjay Swamy

One QR Code for All Payments - A Must!

I read with excitement about the launch of BharatQR - a common format QR code for payment acceptance. My excitement was soon followed by disappointment when ...

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Sanjay Swamy

Role of BHIM (Android/*99#) & AadhaarPay

This afternoon the Prime Minister unveiled BHIM - an Android app from NPCI with an equivalent USSD-based *99# service.

Additionally, recently one of the banks launched ...

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Sanjay Swamy

Why I Became A Digital Payments Messiah!

About 7 years ago, I did a pilot with about 200 Women in a suburb in BLR. We opened bank accounts for them and gave ...

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Sanjay Swamy

If you believe you are building the next big thing, let’s make it happen.